Best Real Money Scratch Off Apps

At one point or another, we have all enjoyed scratching a paper ticket to see if we have won big money. But did you know you can experience the same excitement on your mobile device?

It’s true. There are many mobile apps with scratch cards that let you buy scratchers online. These are a few of the best scratch off apps that pay real money in 2023.

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Rating 3.5/5


up to $1,600

  • Reclaimable welcome bonus
  • Significant jackpots
  • Long-standing industry brand
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Rating 4/5


up to $200

  • Reliable game play
  • Excellent reputation
  • Solid software partners
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Rating 4/5


up to $300

  • Clever alternate reality theme
  • Solid live chat customer service
  • Low bonus rollover requirements
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Rating 4/5


up to C$500

  • Game selection if first-rate
  • Bitcoin gambling supported
  • Heaven for slots players

Are you concerned about using an online casino or mobile scratch card apps? Do you wonder whether it is truly safe to buy scratch offs online?

We understand. In fact, we’d be worried if you were the type to punch in your credit card details into the first scratch card app you find. But the answer to your question is yes.

Scratch Cards

It is safe to use mobile scratch card apps, so long as they come from casinos that are licensed, regulated, and have a good reputation. That is why we recommend the online casinos above. They all offer legitimate scratch card apps that pay real money when you win. We know because we’ve vetted each one.

What’s more, when you play online scratch offs at the casinos we recommend, you will also have the chance to play other casino games you know and love – slots, keno, video poker, and more. So, there’s little reason not to check out these casino apps with scratch cards now. We’re sure you’re going to love them.

If you want to know more before making the leap, that is okay too. We’re going to do a deeper dive into scratchcard apps below – starting with apps for real money scratch cards vs free scratch cards.

Real Money Scratch Apps vs. Free Scratch Off Apps

Real Money Scratch Apps vs. Free Scratch Off AppsMobile Scratch OffWhen it comes to using gambling apps with scratch offs, you have a couple of options.

  • Free scratch off apps
  • Real money casino apps with scratch offs

Playing scratch and win apps doesn’t necessarily mean you have to invest money. There are free apps that are great for socializing and taking part in sweepstakes.

However, these apps are going to offer nominal prizes. You may get a small amount of money or earn points for gift cards, but the likelihood of earning substantial rewards and cash is minimal.

Playing real money scratch apps from an online casino is your other option. Some of these casinos allow you to play their scratchers for free, but you won’t win money from them.

The only way to use these casino scratch off apps to win real money is to deposit and spend money. This is especially true if you want to win big cash prizes.

That is a general overview of the differences between these two types of mobile apps with scratch offs.

What we’re going to do now is take a deeper look into the differences between playing free scratch off apps and playing them in a real online casino.

Once you are familiar with the differences, the pros and cons, and who they are best suited for, you can decide which is your ideal app to use.

Free Scratch Off Apps

Here’s the deal with free scratchoff apps. You don’t pay for the cards you play but get them for free. Each time you have a winning ticket, you gain points, coins, or small amounts of money.

These points, coins, or bits of money build until you become eligible to win a jackpot or you turn them in for various prizes. Prizes may include cash, gift cards, or material goods such as electronics, home decor, and more.

As with all things, playing free scratch card apps comes with a set of pros and cons. Here are some of the highs and lows of using free instant win apps.

Pros Cons
Large variety of games Frequent ads
Good place to socialize Popular gift cards often out of stock
Fun to play App may be buggy and crash
Play anywhere Limited cash prizes
No investment Many free apps for scratch offs are scams
No mess
Earn cash and prizes
Easy to use and play

Free scratch off apps are best suited to those who aren’t looking for a significant gambling aspect. These games are meant to be fun and take up time.

Sure, you can save a lot of points and get some fabulous prizes. But if you are looking to make money with scratch offs – like, serious money – you’re better off playing at an online casino.

Online Casinos with Real Money Scratch Cards

Participating in an online casino from a mobile device is becoming more and more popular. You can play various casino games, including scratch cards, without the need to download an app.

This is great for those that don’t have much space on their phone. You can simply use your phone’s browser to access your online casino.

No matter where you play online scratch cards, it is going to mostly look the same. You will be able to play various scratch off games, and you won’t have any of the mess.

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The actual difference between a free scratchers app and a casino scratchers app will be how the tickets work and how you win money. Additionally, when you spend money, you will be able to make more money. When you play scratchers at an online casino, it will be like buying them from a gas station.

You will PURCHASE the ticket. Because you are buying the ticket, your chances of winning big money are improved.

Let’s look at the pros and cons of using online casino mobile apps with scratch offs.

Pros Cons
Winning tickets paid instantly Real money on the line
Similar experience as playing physical scratchcards Can be addictive
Win big money
Many other games available
Free tickets from bonuses and promotions
Easy to play
Improved odds of winning
New scratcher options added frequently
Trustworthy – fewer scratch off gambling apps are scams

If you love to play real scratch offs on mobile, playing them at an online casino may be the best option. You can win real cash prizes, and you don’t have to wait while you build up points or coins.

If gambling is a bit of an issue, playing a free scratch card app may be the best idea as it is fun and doesn’t cost you a thing.

However, playing free scratch off games to win real money – serious money – is a pipedream. If you want the chance to win large sums of money, casino apps for real money scratch offs are the way to go.

Keep in mind, not every casino you find on the internet is reputable. Some are running scams to try and steal your money and information.

Sticking with the best apps for scratch cards – like the ones we recommend – will ensure that you can play your favorite scratchers online without having to worry about being scammed.

How to Use Scratch and Win Real Money Apps

Now that you have a good idea about mobile scratch cards for real money, you may be wondering how to participate.

In this section, we will talk about how to play them both on a mobile app and an online casino.

Once you read through it, you will know how to pick legit scratch off apps and start playing for real money.

Steps to Playing Mobile Scratch Tickets

$200 Million Cash Explosion Mobile Scratch Off

People love to play mobile scratch off tickets because they are fun and straightforward. You don’t have to spend time building strategy or be a math wizard.

You simply need to buy your ticket, click to scratch it, and hopefully add money to your account until you decide to cash out.

Here are the steps you can take to start playing mobile scratch offs for real money now. We’ll assume you have already access to at least one scratch card app.

Step 1:

The first thing you will need to do to play real scratch offs online is deposit money into your casino or mobile app account. This is usually pretty easy.

For example, with Las Atlantis casino, you click on the cashier button, and then you will see the deposit screen. From there, you will decide how you would like to make a deposit and set the amount.

Step 2:

After you make a deposit, you should look for any bonuses or promotions that are going on. The top-rated casino sites will have them listed somewhere on their site.

Sometimes they are found on the home screen, while other times, there is a specific promotions page where you can see all the available options.

Taking a minute to see if there are any scratch card promotions can pay off big and is well worth the time. Our page about online casino bonuses and promotions will help you figure out which offer is right for you.

Step 3:

Next, you should check out the rules on how to win scratch cards on the app you’re using. Each app and card may be different. A lot of times, you just need to match three or more symbols to win.

You may also see multiplier boxes and other bonuses that may affect how much you walk away with.

These are the most common ways to win, but you may also run into other things. For example, you may need to match numbers or even words.

Step 4:

Now it is time to get a scratch card on your phone. To do this, you will want to make sure you have enough money in your online account (if you aren’t playing on a free site).

Then you simply click on the game you want to play. Many apps have a fixed price for each card. On the other hand, some sites allow you to increase or reduce how much you bet.

Step 5:

Lastly, after you figure out what card you will play, you need to click on the word “scratch” to scratch your ticket. Each site is going to format this a little differently.

They may reveal all the numbers or symbols at once or go one at a time. However, eventually, you will be able to see all the numbers or symbols on your card.

Once revealed, you will know if you won or lost. That’s really all there is to playing on mobile scratch off sites.

Pretty simple, huh?

When you want to have some quick fun and a chance to win real money without having to leave your house, real mobile scratch offs are ideal.

Best Mobile Scratch Card Games Online

Now that you know how to start using scratch off apps that pay real money, you are probably wondering what the best scratch games are.

There are quite a few of them out there, so finding the perfect ones can be tough.

Don’t worry, we’re here to help. Below you will find our picks for the eight best mobile scratch cards and some details about the unique features they offer.

  • Match 3 in a row to win
  • Top prize = $125,000
  • $1 bet
  • RTP (return to player) = 61.45%

Dream Vacation is simplistic but a lot of fun. The return to player is good, and the scratch card is lovely to look at. This is a fun, cheap online scratch card that you can win real cash playing.

  • Match 3 in a row to win
  • Top prize = $200,000
  • $2 bet
  • RTP = 54.46%

Like Dream Vacation, Lucky Nugget is a simple game in which you need to get three in a row to win. While the RTP is not as high as other scratchers, the jackpot is worth the risk.

  • Match 3 symbols to win
  • 3 FreeGame symbols = 5, 8, or 10 free games
  • Free games payout double
  • Top prize = 12,600 x your stake
  • RTP = 67.34%

This scratch card is a little different than most. While the game is played the same, it offers the unique feature of winning free games.

Getting free games is fun and lucrative. You can also adjust how much you would like to bet. The more you bet, the bigger your jackpot can be.

  • Match 3 items to win
  • Minimum bet = $0.10
  • Maximum bet = $100
  • Match 3 scatter symbols and win 10 free games
  • Progressive jackpot
  • Free games double the win multiplier

You get a bit more with this online scratch card. When you match three symbols, the amount you win is based on your bet and the assigned multiplier for the symbols you matched.

Scratch cards that offer progressive jackpots and free games are favorites amongst enthusiasts. So, you are sure to love this one once you give it a try.

  • Match 3 items to win
  • Minimum bet = $0.10
  • Maximum bet = $100
  • Progressive jackpot
  • 3 Scatter symbols = 10 free games
  • Free games double the win multiplier
  • RTP = 93.48% - 95.48%

This game has a remarkable return to player rate. It is simple to play, and a demo is available so you can give it a try before you buy-in.

  • Match 3 symbols to win
  • 3 orb symbols = free games
  • All free games win
  • No progressive jackpot
  • Minimum bet = $0.01
  • Maximum bet = $100
  • RTP = 97.17%

You can win multiple times on this scratcher. It is also appealing to the eye and quick to learn how to play.

  • 6 chances to win per game
  • Match 3 in a row to win
  • Minimum bet = $0.50
  • Maximum bet = $24
  • RTP = 92%
  • Demo play

With a reasonably high RTP, this game is good for everyone. You will have to use a bit more brainpower to play it because you are playing multiple games simultaneously.

  • 5 chances to win per game
  • Match 1 or more of your lottery balls to the winning balls to win
  • Minimum bet = $0.10
  • Maximum bet = $2.50
  • RTP = 92%
  • Demo Play

Spin Lotto works a lot like a lottery ticket. With five winning numbers, all you need to do is match one to win. The more you match, the higher your multiplier will be and the more money you will win.

Those are the best scratchers to buy online. Some of these are the best because they have high RTPs. Others are worth playing for their free game features or range of betting limits.

While each one brings a different set of qualities to the table, the one thing they have in common is that you can find them all on legit instant win apps.

They’re also good options if you want to make money with scratch offs, due to several of them having multipliers and progressive jackpots.

Speaking of making money, we’ll show you some tips to increase your odds of winning real cash from online scratchers in the next section.

How to Win Money from Scratch Cards Online

ScratchNow you know just about everything there is to know about the best scratch off apps and how to play them. So, we thought it would be wise to give you some tips on how to win while playing.

While there is no natural way to beat the system, there are some things you can do to win a little more frequently. This not only keeps the game exciting but also helps keep your bankroll balance up.

You won’t win every time you play, but your odds of winning on your favorite lottery scratch off apps will improve if you follow these simple tips.

Don’t Buy the Cheapest Scratch Cards

You will be amazed at how many different scratch card options there are once you start looking. You will find them with all different themes, prizes, prices, and brands.

Some people find it confusing and challenging to make a decision when looking at all of the options. Buying cheap tickets may seem like the best plan.

It is reasonable to think that way because the cheaper the ticket, the more of them you can purchase. However, the thing with the cheapest tickets is they will have the lowest payout.

When it comes to scratch cards, quality will always win over quantity. Fewer higher-cost scratchers will pay off in the end.

Know the Odds

Just like real-world scratch tickets, those found on mobile apps and online casinos will have odds available. These will show you what your chance of winning is.

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How do you interpret the odds? It’s simple. The lower the odds, the better the chances you will win some cash. For example, 10:1 is better than 100:1 or 1,000:1.

You can find the odds for every scratch ticket in the fine print on the back of the card (or somewhere near the game when using a lottery scratchers app).

To reiterate our last tip, more expensive scratch tickets often have better odds than cheaper tickets.

Be Patient

Just like slot machines, sometimes you simply need to be patient and keep playing. If you feel like you are on a dry spell even when playing one of the best scratch offs, give it a little more time and money.

Scratch Off Game on iPhone
The likelihood of you hitting isn’t guaranteed, but your chances improve the more you play. So, avoiding jumping around to a plethora of different cards can help you win more and improve your bankroll.

Stick to a Budget

This isn’t exactly a tip to help you win, but it will keep you from investing too much money. It is easy to get caught up in the excitement of using real scratch card gambling apps.

The excitement lasts for a while until you realize you spent two weeks’ worth of gambling money in one sitting. Keeping and sticking to a daily, weekly, or monthly scratch card budget will ensure you get to continue playing without breaking the bank.

Utilize Promotions

While there are a ton of promotions out there for online casinos and gambling, looking for those related to scratch cards can seriously improve your chances of winning.

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No deposit scratch card apps are beloved among players. Additionally, you will find bonuses and promotions associated with new players, initial deposits, and extra points.

Taking the time to see what promotions are available can help ensure your odds of winning.

Target Progressive Jackpots

If you are looking for a huge win, progressive jackpots are the way to go. The reward is made up of small parts taken from other bets and put into a pool.

The chances of winning a progressive jackpot are smaller, but it pays off much bigger.

Now, putting this tip or any of these tips into play won’t guarantee a win even when playing on the best real money scratch off apps. However, they will help improve your odds.

It’s also important to remember that scratch cards are supposed to be fun.

If you find yourself getting frustrated, take a break. There are plenty of other casino games at your favorite online casino that can break up your frustration and help add extra funds to your bankroll.

So long as you use a recommended real money scratch offs app, you will find no shortage of gaming options. The sky is the limit!

Scratch Off App FAQ

Jim Beviglia
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About Jim Beviglia
Jim Beviglia has been a gambling writer at since 2018. During that time, he’s written just about every type of article related to gambling, including reviews of betting sites, guides to popular casino games, betting tips on both casino and sports betting, sports and casino blog posts, and game picks. In addition to online gambling, one of Jim’s other major interests is music. He has been doing freelance work for various music sites and magazines for two decades. Among his outlets past and present are American Songwriter, VinylMePlease, Treble, and The Bluegrass Situation. Jim has also written five books on music that were published by Rowman & Littlefield.